Modular Home Financing
We connect buyers with lenders who specialize in modular, manufactured, and tiny home financing across Texas and the Southeast.
Financing Options
Conventional Mortgage
Modular homes on permanent foundations qualify for conventional mortgages. Terms, rates, and requirements mirror standard home loans.
FHA & VA Loans
FHA Title I and Title II loans are available for manufactured and modular homes. VA loans cover qualifying modular homes for eligible veterans.
Chattel Loans
For manufactured homes not on permanent foundations, chattel loans (personal property loans) are available through lenders like 21st Mortgage and Vanderbilt Mortgage.
Land+Home Packages
Finance the land and home together with a single loan. Available through specialty lenders in both Texas and Southeast states.
Construction-to-Perm
One-time close construction loans that convert to permanent financing at delivery. Ideal for buyers purchasing land and building simultaneously.
Preferred Lender Partners
21st Mortgage • Vanderbilt Mortgage • Triad Financial Services • Regional TX and SE lenders